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There is so much I could say about this article, and so much I want to say, but I’ll sum it up by limiting my comments to stress the importance of these two things:


  1. With a handful of exceptions, there can always be an attempt to collect a legitimate outstanding debt, for as long as a debt is owed, no matter the age of the debt. What about the Statute of Limitations?  This limitation refers to the length of time you have to file suit (or threaten to file suit) against someone for collection of a debt.  It does not absolve a debt.
  2. Keep good personal records, especially when it comes to important documents! This article is a prime example of an instance where you might need to refer back to these documents (such as a Bill of Sale) to save yourself time, money, and hassle.  It’s rarely, if ever, a good idea to depend on someone else to keep records for you.



What our clients are saying:

Excellent Results

"We have been using Credit Service Company since July of 2011.  During this time, I have been nothing but pleased with the service we receive. "

Good Experience

""Our company has had very good luck using Credit Service Co. to collect on past due bills. We have had an all-around good experience." - Ellen S.  "

Great Service

""Great Service!" -Janice L.  "

Always Satisfied

""I have been using Credit Service for my collection needs for over 20 years and have always been well satisfied with their service." - Steve Mcallister, owner, Royal Janitorial "

Friendly and Helpful

""We have been using Credit Service Company for many years and are very happy with their service…so friendly and helpful!" -Leslie S.  "

Always Very Professional

"Have been working with this company for years.  Always VERY professional.  Keep up the great work!"

Great Company and Great People

"Great company and great people!! Thank you for your efficiency and courtesy!" - James K."

Provide Excellent Customer Service

"I am pleased to recommend the services of Credit Service Company.  Our emergency medical clinic has used Credit Service Company for the past 9 years.  During this time, they have always provided excellent customer service to our customers and given us no cause for complaint.  We have found them to be sincere, professional, and efficient in the collection of accounts. ~Emergency Medical Clinic Business Office Manager"

Very Helpful in Advising

"I wholeheartedly recommend Credit Service Company.  They have been instrumental in collecting fees owed that otherwise would have been lost to me.   "

"Proficient at handling large volumes of past-due accounts."

"During my 30+ year tenure as a Business Office Manager for a flagship hospital, a very solid and profitable business relationship was maintained with Credit Service Company. "

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