arkansas collection agency

Our Focus Is Your Gain

We are solely focused on recovering your bad debt, not ours. Unlike many other collection agencies, we do not purchase debt. If we worked to collect debt that we owned, rather than what is owed to our clients, we would be working for ourselves.  Therefore, there is no conflict of interest.

Our training and expertise give you the specialized accounts receivable help you need, allowing you to increase your productivity, while we recover profits lost in the maze of your past due accounts receivables. There are no hidden fees and since we work on commission only, if we don't recover your debt, you owe us nothing.


Doctor meeting 

Your Business Will Benefit From Our:

    Creative, respectful approach to professional collections

    State of the art collection tools and resources

    Comprehensive skip-tracing

    In house legal department

    Asset investigations and evaluation

    Wage garnishment

    Credit bureau reporting

We Can Help

For more than 40 years we have focused on debt recovery for a wide range of clients, including:


    Financial Services

    Healthcare Providers





Our expertise in all areas of Pre-Collect, Full-Collection, Legal, and Post-Judgment Recovery, ensures our ability to manage the collection process of your accounts from start to finish.



Credit Service Company

QUALIFIED - Highly trained staff with 120+ years of combined collection experience

ESTABLISHED - Long history of serving high volume clients

SECURE - All contacts are FDCPA and HIPAA compliant

CONSISTENT - Proven track record with higher recovery rates than other agencies


Boardroom meeting

The Foundation of Credit Service Company is Service

The secret of our success lies in demonstrating respect for the debtor while protecting the reputation of our client. Our highly trained staff approaches debt recovery with the utmost professionalism because we understand our communication with your customers is a reflection on your company.

We are active members in good standing of ACA International, The Association of Credit and Collection Professionals, which is dedicated to promoting professional, ethical conduct within our industry. Licensed and bonded in the state of Arkansas, our ACA membership networks us with over 3500 collection agencies nationwide with the same high industry standards.

What our clients are saying:

Excellent Results

"We have been using Credit Service Company since July of 2011.  During this time, I have been nothing but pleased with the service we receive. "

Good Experience

""Our company has had very good luck using Credit Service Co. to collect on past due bills. We have had an all-around good experience." - Ellen S.  "

Great Service

""Great Service!" -Janice L.  "

Always Satisfied

""I have been using Credit Service for my collection needs for over 20 years and have always been well satisfied with their service." - Steve Mcallister, owner, Royal Janitorial "

Friendly and Helpful

""We have been using Credit Service Company for many years and are very happy with their service…so friendly and helpful!" -Leslie S.  "

Always Very Professional

"Have been working with this company for years.  Always VERY professional.  Keep up the great work!"

Great Company and Great People

"Great company and great people!! Thank you for your efficiency and courtesy!" - James K."

Provide Excellent Customer Service

"I am pleased to recommend the services of Credit Service Company.  Our emergency medical clinic has used Credit Service Company for the past 9 years.  During this time, they have always provided excellent customer service to our customers and given us no cause for complaint.  We have found them to be sincere, professional, and efficient in the collection of accounts. ~Emergency Medical Clinic Business Office Manager"

Very Helpful in Advising

"I wholeheartedly recommend Credit Service Company.  They have been instrumental in collecting fees owed that otherwise would have been lost to me.   "

"Proficient at handling large volumes of past-due accounts."

"During my 30+ year tenure as a Business Office Manager for a flagship hospital, a very solid and profitable business relationship was maintained with Credit Service Company. "

 1  2  3  4  5  6  7  8  9  10